CONSUMER ALERT: Mortgage phishing at an all time high.
Watch this NBC Nightly News video to see why using a trusted Title Agency is so very important.
Have you been to our new Downtown Clearwater office?
Offering access closer to those in Downtown Clearwater, Largo & Seminole our Downtown Clearwater office is fully operational and a great place to do your closings!
Map directions here!
It’s a great time to be a seller!
Great article discussing the Seller’s Market that is dominating the Real Estate world right now!
Tampa is the second best area to invest in real estate!
Tampabay.com has a very interesting article regarding the real estate industry locally. According to GoBankingRates, Tampa is the second best among the top 15 U.S. cities in which to own investment property! The number ONE area is ALSO in Florida!
Affordability crisis almost over?
Housing wire has a great article regarding the rebound of the housing crisis.
Trulia outlines the plight of the modern-day renter
Existing home sales increase 4 months in a row
Agrihoods become newest real estate hot commodity?
Trulia has 6 reasons why May is the best time to list your house for sale. “Just as TV shows have a prime time, so does the real estate market. And that time is now.”
Feds elect not to raise interest rate.
The Federal Open Market Committee elected this week to hold steady and not increase federal funds rate, keeping it at between .25 and .5% at least until the FOMC meets again in June.
A tough year to find a new home?
Call it trouble in paradise: Last year was a serious bummer for many would-be home buyers, who had made the big decision that they were ready to buy, only to be frustrated by the lack of available homes and heavy competition from other buyers in the booming real estate market.
But this year may be even more challenging. Now, leftover buyers from the previous year are joining the usual crop of wannabe homeowners who come out in the spring and summer. It’s shaping up as an epic traffic jam on the road to home ownership.
Fannie & Freddie to Cut Mortgage Balances.
From Realtor.com: Thousands of homeowners will be eligible to have their mortgage balances cut under a plan approved by the federal regulator of mortgage-finance companies Fannie Mae and Freddie Mac, according to people familiar with the matter.
The plan approved by the Federal Housing Finance Agency marks the first time that Fannie and Freddie will reduce mortgage balances on a large scale for struggling homeowners since the housing crisis erupted. But it doesn’t go as far as some housing advocates wanted.
Fewer than 50,000 “underwater” homeowners, who owe more than their homes are worth and are already behind in their mortgage payments, will likely be eligible, people familiar with the matter said.
U.S. Mortgage Rates Fall to Lowest in 14 Months.
According to Bloomberg.com, U.S. mortgage rates fell to the “lowest in more than a year, reducing borrowing costs during the peak season for homebuying.” In news that’s sure to be good for all those involved in the Real Estate industry the average rate for a 30-Year fixed mortgage was 3.59 percent, down from 3.71 from just last week. The average 15 -year rate slipped as well, down to 2.88 percent from 2.98 percent the previous week.
As the spring buying season kicks into full gear, the lower rates will likely lead to higher prices as the short supply of homes on the market will be in more demand than in previous years. Last week the Federal Reserve Chair Janet Yellen said that caution when discussing the U.S. interest rates is “especially warranted”, as globally the market is presenting more risks. There are still expected rate increases later this year which may lead to a bump in borrowing costs, although they should be light.
Matthew Pointon, U.S. economist for Capital Economics Ltd, said “The improving economy and inflationary pressure will force the Fed to act,” but that rates “will remain low for a long time, I don’t think mortgage affordability will be a huge issue”.
Total Title Solutions makes their radio debut TONIGHT!
You can listen TONIGHT @ 7pm in the following ways: Tune into 1250 WHNZ on the radio, or download the IHeartRadio App (it’s free) and search 1250 WHNZ.
Total Title Solutions to join “The Real Estate Quarterback Show” hosted by Brandon Rimes!
We are proud to announce our partnership with “The Real Estate Quarterback Show” hosted by Brandon Rimes! The show is broadcast Sunday at 8am on 1250 WHNZ, and Sundays at 7am on 102.5 the bone. In April we will also be joining Brandon Rimes on air to discuss Title Insurance, and other relevant topics to both Real Estate agents and consumers. We look forward to being able to share this as an additional source of information for our customers. For more information on “The Real Estate Quarterback Show” click here!
Bay Area Family has battle because of Title Work
One Bay area family recently landed in the news regarding an issue with their title work. An interesting article that shows how important your Title decision can be!
Total Title Solutions is now a Secure Insight Registered Agent.
Total Title Solutions is now registered and confirmed as a registered agent with Secure Insight. The completion of the Secure Insight risk management process is an evaluation of operational risk reached after applying an established system of data metrics for risk management to public and personal data and they have found that we meet the risk management standards set by their mortgage lender clients.
Total Title Solutions is now approved through BB&T.
Total Title Solutions is proud to be added to the BB&T approved Title companies list! We’re proud to add this to our growing number of lenders that we’re approved through.
Multiple Total Title Solutions branches named Platinum Title Company with Van Dyk Mortgage.
Total Title Solutions is proud to announce our recent selection as a ‘Platinum Title Company’ with Van Dyk Mortgage for both our Clearwater and New Port Richey branches. As a ‘Platinum Title Company’ Total Title Solutions has reduced the amount of Funding Documents required when using Van Dyk Mortgage, allowing for further streamlining of the closing process. Van Dyk Mortgage chose Total Title Solutions based on our previous funding reviews, and our status as an approved vendor with their Vendor Management Department. They have stated that Total Title Solutions has demonstrated, over a period of time, that we have minimal funding conditions / corrections needed upon review of Funding Documents and those conditions / corrections are fulfilled by Total Title Solutions in a timely manner.
Total Title Solutions; your full service title company. Our combined 29 years experience in the industry assures you quality service you can count on, whether you’re a buyer’s or seller’s agent, loan officer or for sale by owner, our knowledgeable team of professionals is ready to help. Communicative, creative, flexible and at your service — that’s Total Title Solutions.
We’re proud to offer a wide range of services, including closing document preparation, title and abstract searches, title insurance and escrow. We can even help with ordering inspections, resolving liens and processing short sales. Whatever your need in title work, you’ve come to the right place!
We offer concierge service at no additional charge and by our own staff.
As a REALTOR, you know how important it is to keep the lines of communication open between lenders, buyers and sellers. That’s where we come in. You’ll have a dedicated account manager for your file and on-line access 24/7. We can e-mail, fax, upload–even personally deliver your contract. Making your job easier is what our job is all about!
Total Title Solutions has partnered with the top underwriters in the industry. This ensures that your closings are secure and helps us protect our customers from financial loss and hardship.
Licensed & Insured
Did you know that some states don’t require business insurance? Or that some businesses just get the minimum requirement? Not at Total Title Solutions, we have acquired a more than adequate amount of fidelity, crime, general business liability, professional liability and all other forms of insurance that provide sufficient protection to all parties. Not only do we meet the necessary business insurance requirements, but we exceed them by far to protect your money and safeguard your real estate transactions. We know that you rely on us as a title company to protect you and your business.
The Total Title Difference
With Total Title Solutions, you will work with an experienced, licensed closer who will explain everything upfront and assist you throughout the entire process. Not only do we keep all parties involved and well informed, we aim to simplify the closing process so that our clients are able to save both valuable time and money. Total Title Solutions takes pride that you will have the utmost confidence that your transaction was done well, done fast and – most importantly – done right.